About EquityBrokers.com
Private mortgage brokerage serving Ontario. Second mortgages, equity take-out, bridge financing, and alternative lending solutions with transparent rates, clear process, and licensed professionals.
Our mission
We exist to make private mortgage decisions clearer.
Private mortgages are complicated. Rates vary widely, fees are layered, and the process is unfamiliar to most borrowers. Too often people arrive at a lender without understanding what they are agreeing to.
Our focus is transparency — giving borrowers the information they need before they commit, and structuring transactions that work for both parties.
That means explaining every cost upfront, being direct about what is possible and what is not, and treating the process as a professional service rather than a transaction to close quickly.
Transparency
Full cost disclosure before any commitment. No surprises at closing.
Process
A clear, documented process from initial review to funding.
Expertise
Deep knowledge of Ontario private mortgage markets and lender requirements.
Compliance
FSRA-licensed operation with full regulatory accountability.
How we work
We are a brokerage, not a lender
Understanding this distinction matters for how you work with us.
EquityBrokers.com is a mortgage brokerage. We do not lend our own money. Our role is to connect borrowers with appropriate private lenders and to manage the transaction process on your behalf.
When you work with us, we assess your situation, identify suitable lenders from our network, present your application, and coordinate the process through to funding. We represent your interests in finding the right fit.
Lenders in our network are individuals and institutions who fund mortgages secured against Ontario properties. We do not disclose lender identities without their consent, but all lenders must meet our standards for transaction conduct.
What a brokerage does
Assess your application and mortgage requirements
Match your situation with appropriate lenders
Present your application to lenders
Negotiate terms and structure on your behalf
Coordinate legal, appraisal, and documentation
Disclose all fees and compensation before you commit
Facilitate funding and registration
Licensing & compliance
Licensed, regulated, accountable
We are regulated by the Financial Services Regulatory Authority of Ontario (FSRA) under the Mortgage Brokerages, Lenders and Administrators Act, 2006.
Licensing information
Legal Brokerage Name
[REQUIRED BROKERAGE INPUT — Legal Brokerage Name]
FSRA Brokerage Licence #
[REQUIRED BROKERAGE INPUT — Licence #]
Principal Broker
[REQUIRED BROKERAGE INPUT — Principal Broker Name]
Principal Broker Licence #
[REQUIRED BROKERAGE INPUT — Broker Licence #]
Regulated Under
Mortgage Brokerages, Lenders and Administrators Act, 2006 (Ontario)
Regulator
Financial Services Regulatory Authority of Ontario (FSRA)
What licensing means for you
FSRA licensing requires mortgage brokerages to meet standards of conduct, maintain errors and omissions insurance, and ensure that agents and brokers hold valid individual licences with up-to-date continuing education.
As a licensed brokerage, we are required to disclose how we are compensated, provide you with material information about any mortgage we recommend, and act in accordance with the MBLAA and its regulations.
You have recourse. If you have a complaint about our conduct, you may contact FSRA directly. We also maintain an internal complaints process.
Our commitments
What we commit to
These are the standards we hold ourselves to in every transaction.
Full disclosure
Every fee, rate, and condition is disclosed in writing before you commit to proceeding. We do not add costs after the fact.
Regulatory compliance
We operate under FSRA licensing requirements for mortgage brokerages in Ontario. Compliance is not optional — it is how we operate.
Conflict of interest management
We disclose any material relationships with lenders. You are informed of how we are compensated before any transaction proceeds.
Clear documentation
All commitments, terms, and conditions are documented. You receive written confirmation of what you are agreeing to before signing.
Professional conduct
All mortgage agents and brokers meet FSRA licensing and continuing education requirements. We are accountable to a regulated licensing body.
No pressure process
You are not pressured to proceed before you are ready. We provide information and options — the decision is yours.
Our team
Licensed professionals
Our team holds active FSRA licences and meets ongoing continuing education requirements.
Team member profiles will be added here prior to launch. Each profile should include: name, FSRA licence number, title, and a brief professional bio. Do not include years of experience, deal volumes, or awards without verification.
Principal Broker: [REQUIRED BROKERAGE INPUT — Principal Broker Name] (Licence: [REQUIRED BROKERAGE INPUT — Broker Licence #])
Ready to get started?
Speak with a licensed professional about your situation. No obligation, no credit check at the initial stage.