Acceptance of Terms
REQUIRED BROKERAGE INPUT — This section requires legal review.
By accessing or using the website at https://equitybrokers.com(the “Site”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, please do not use the Site. These Terms apply to all visitors, users, and others who access the Site.
[REQUIRED BROKERAGE INPUT — Legal Brokerage Name] reserves the right to modify these Terms at any time. Continued use of the Site after any changes constitutes acceptance of the updated Terms.
About Our Services
REQUIRED BROKERAGE INPUT — This section requires legal review.
[REQUIRED BROKERAGE INPUT — Legal Brokerage Name] is a licensed mortgage brokerage regulated by the Financial Services Regulatory Authority of Ontario (FSRA), Licence No. [REQUIRED BROKERAGE INPUT — Licence #]. We facilitate connections between borrowers and private mortgage lenders. We do not lend money directly.
Nothing on this Site constitutes a mortgage offer, commitment, pre-approval, or guarantee of financing. All mortgage transactions are subject to lender approval, satisfactory appraisal, and legal documentation.
Information and Content
REQUIRED BROKERAGE INPUT — This section requires legal review.
The content on this Site is provided for general informational purposes only. While we strive for accuracy, we make no representations or warranties regarding the completeness, accuracy, or timeliness of any information on the Site.
- Interest rates and fees shown are indicative only and subject to change without notice
- Calculator results are estimates and not financial advice
- Case studies and examples are illustrative and not guarantees of outcomes
No Professional Advice
REQUIRED BROKERAGE INPUT — This section requires legal review.
Nothing on this Site constitutes legal, financial, tax, or investment advice. You should consult qualified professionals before making any financial decisions. Engaging a mortgage broker through this Site creates a professional relationship governed by the Mortgage Brokerages, Lenders and Administrators Act, 2006 (Ontario) and applicable regulations.
Intellectual Property
All content on this Site, including text, graphics, logos, images, and software, is the property of [REQUIRED BROKERAGE INPUT — Legal Brokerage Name] or its licensors and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.
User Conduct
REQUIRED BROKERAGE INPUT — This section requires legal review.
You agree not to:
- Use the Site for any unlawful purpose or in violation of applicable laws
- Submit false, misleading, or fraudulent information
- Attempt to gain unauthorized access to any part of the Site or its infrastructure
- Transmit viruses, malware, or other harmful code
- Engage in scraping, data mining, or automated access without permission
- Impersonate any person or entity
Privacy
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
Disclaimers and Limitation of Liability
REQUIRED BROKERAGE INPUT — This section requires legal review.
THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, [REQUIRED BROKERAGE INPUT — LEGAL BROKERAGE NAME] DISCLAIMS ALL WARRANTIES AND WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE.
REQUIRED BROKERAGE INPUT — Have legal counsel review and tailor this limitation of liability clause to your specific circumstances and Ontario law requirements.
Governing Law and Jurisdiction
REQUIRED BROKERAGE INPUT — This section requires legal review.
These Terms are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of Ontario.
Third-Party Links
The Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or terms of those websites and provide such links for convenience only.